When discussing savings, it’s still good to visualize and simplify things. Let everything be fast, fun, and accessible. I will suggest a few phone apps you can download for free and test.
It will be more challenging at first as you learn to enter each expense so you can keep track of your spending throughout the month. You won’t even think about what you’re doing when it becomes a habit. You can initially collect your receipts and enter everything into the app by category.
And so we begin. I’ve selected a few top-rated apps from the google play store.
Moneyfy – rated 4.7 free version and Moneyfy Pro – rated 4.8 – Paid version
I start with the app I use. It is nice, colorful, and supports multiple languages. They are constantly offering me an offer to upgrade to the full version. For now, I will only comment on the free one.
– The application is divided into categories.
– There are different colors and icons, and it says the percentages of the corresponding expense of the kind you made.
– Very easy to use.
– You can choose your currency and enter your earnings.
Download the app here: Android iPhone
Money manager & expenses – rating 4.9
The app is exciting.
- You can also add a photo of the expense. For example, you buy vegetables, and you can take pictures of them.
- You can add all the savings accounts you have.
- There are also categories to choose from.
- Also, enter the currency you are working with.
Download the app here: Android iPhone
Wallet: Budget Planner Tracker – rating – 4.7
A handy app, too. You have the option to add all your bank accounts. Added are Revolut, PayPal, and others banks. There is also an option to add your bank if you don’t see it.
- The next tab is finance structure.
- Then the records of the last 30 days.
- Chart of costs.
- Upcoming planned expenditure.
The app features tabs like a shopping list, loyalty cards, exchange rates, etc.
Download the app here: Android iPhone
Spendee -Budget, and expenses – rating 4.8
This app is paid. You have seven days of free tests. 22.99 dollars per year.
What I like about the app is that you can share your wallet with someone else, your partner, for example, and do joint budgeting.
- You can also add all of your bank accounts.
- You have different icons by cost category;
- Notes may be added;
- Photos can also be added.
Download the app here: Android iPhone
My expenses – rating – 4.8
The app I’ll recommend to you is the least entertaining one. You add the amount you have, and the screen goes blank. At the top right, you have a drop-down menu where you can choose different categories like:
- Budgeting;
- History;
- Tell a friend, etc.
Download the app here: Android
Bonus app: Toshl Finance -budget manager – rating – 4.6
This app is also paid – 39.99 USD per year. You have 1-month of free testing.
You can use:
– unlimited number of bank accounts;
– unlimited budgets;
– planning graphs;
– reminders;
– fingerprint password;
– you can take pictures of your receipts and upload them;
– you can upload your information to different clouds or files, etc.
Download the app here: Android iPhone
These were my suggestions for apps that make it easy and fun to keep track of your expenses and income. Do you use any of them? Do you have another suggestion?
The new year starts soon, and it’s an excellent time to create a unique and beneficial habit for your finances. But it will always be the right time for you whenever you read the article and start. Enjoy!